Part 11 – Pocket Chart Analysis (PCA) 

The Pocket Chart Analysis (PCA) form was first filled out on the 3rd day of the seven days of training. Before filling out the form, Sajan told me about its importance and impact on our daily lives. When I first heard about its importance, it really touched me. I have been buying so many products for my household and business, but I have never kept a record of it. The lesson I learned from this exercise was that we should always keep record of the products we buy or sell in our diary which the Slisha Organization had provided us with on the second last day of training.  

Secondly, another lesson that I learned from this exercise was that we should control unnecessary expenses such as alcohol, cigarettes etc. I like this exercise very much because at the end of the month I was able to compare my expenses and income. If my expenses are greater than my income, I must control the unnecessary expenses. Another good thing about this exercise was that I can show the record to my family members and show what I have spent, and what I have sold to generate income, so there is transparency to everyone in the family.  

Sajan informed us to write down every transaction in our diary. He also informed us that he would come to our home and discuss our financial situation and will fill in the Pocket Chart Analysis Form. Every three months he came to my home specifically to discuss my financial status and to fill in the PCA form. After seeing my monthly expenses and income, he suggested that I try to control my expenses to unnecessary products such as alcohol, cigarettes, tobacco etc. After keeping all the records, I can control unnecessary expenses, which has helped to increase my savings. I have reduced my expenses on average by Rs.2000 per month by controlling unnecessary expenses. Last but not least, I would like to thank the Slisha Organization and Sajan for teaching us this very useful exercise.