Part 3 – Pocket Chart Analysis (PCA), a very effective tool

The Pocket Chart Analysis (PCA) form was first filled out during the seven days of training. Before filling out the form, Ganga told me about its importance and impact on our daily lives. When I first heard about its importance, it really touched me. I was also hesitant for a while and thought about how I could control my unnecessary expenses. But PCA has taught me how to spend money on proper things, most importantly, education of my children. I have been buying so many products for my household and business, but I have never kept a record of it. The lesson that I learned from this exercise was that we should always keep a record of the products we buy or sell in our diary. This we learned on the second last day of seven days of training.

Secondly, another lesson that I learned from this exercise was that we should control unnecessary expenses such as alcohol, cigarettes, etc. I liked this exercise very much, because at the end of the month, I was able to compare my expenses and income. If my expenses are greater than my income, I must control the unnecessary expenses. Another good thing about this exercise was that I can show the record to my family members and show them what I have spent, and what I have sold to generate income, so there is transparency to everyone in the family.

Ganga also informed us to write down every transaction in our diary. She also informed us, that she would come to our home and discuss our financial situation and will fill in the Pocket Chart Analysis Form. During the home visit and business visit, she came to my home specifically to discuss my financial status and to fill in the PCA form. After seeing my monthly expenses and income, she suggested that I should try to control my expenses on unnecessary products such as alcohol, cigarettes, tobacco, etc. After keeping all the records, I can control unnecessary expenses, which has helped to increase my savings. I have reduced my expenses on average by Rs.2000 per month by controlling unnecessary expenses. Last but not least, I would like to thank the Slisha Organization and Ganga for teaching us this very useful exercise.

Namaste Everyone,

This is me Sajan Shakya. I have been working in WAWCAS Program for almost four years. I would like to inform you all that I will be taking handover of Ganga’s Group since she left the office a few days ago. Therefore, I will be writing the Blog of Radha Joshi from now on.  I am sure you will be reading about the vicissitudes of her upcoming life. I will be writing about her experience and thought on Pocket Chart Analysis (PCA).