December 2025
Namaskar,
In this blog , I would like to share insights from our recent development program meetings, which have been held bi-monthly since my participation in this initiative.
As is customary, our group convened at the Ama Samuha building at 7:00 a.m. for our savings meeting, led by our group president. Each member contributed to their savings, and we made several investments. Once this meeting concluded, we transitioned into a business discussion.

While the notion of effective time management was covered in our previous seven-day training, we revisited the topic to enhance our business practices. Time management is crucial, given that every individual has the same 24 hours each day. The difference lies in how we recognize and utilize that time. Understanding the value of time is essential; failure to do so can lead to unproductive outcomes in the future.
During our discussion, we reflected on the diverse roles women play—such as daughters, daughters-in-law, sisters-in-law, wives, aunts, mothers-in-law, mothers, group members, and businesswomen. We examined how many hours each day are dedicated to fulfilling these responsibilities, noting that women often work 17–18 hours daily.
To enhance our productivity and success, effective time management is imperative. Without it, achieving business success becomes increasingly challenging. We categorized our tasks into four categories for better management:
- Important and Urgent: Tasks needing immediate attention, such as dealing with emergencies, illnesses, or unexpected events.
- Important but Not Urgent: Responsibilities that require personal attention, like household chores, training sessions, meetings, and health checkups.
- Urgent but Not Important: Tasks that can be delegated, such as laundry, grocery shopping, and school runs for children.
- Neither Important Nor Urgent: Activities that waste time, including excessive mobile phone use, binge-watching television, napping during the day, and gossiping.
To foster business growth, it is essential to avoid unproductive activities and instead invest our time more wisely. By recognizing the significance of time and utilizing it judiciously, we can pave the way for personal and professional success.
Before attending this training, I had not fully appreciated the value of time. I often found myself engaged in idle chit-chat and mindless scrolling on my phone. However, after learning about time management, I have made significant changes. I no longer visit friends solely for gossip or waste hours on my mobile device. Instead, I focus my energy and time on my business.
This newfound perspective has not only led to personal improvement but has also motivated me to encourage others to value their time.
In closing, understanding the importance of time has enabled us to move forward toward our goals with clarity and confidence. Thank you for your attention.
As our trainer mentioned, Christmas and the New Year are just around the corner. Therefore, I would like to extend my warmest wishes to all readers for a Merry Christmas and a Happy New Year for 2026!
Best wishes,
Dudh Kumari