July 2025
Namaste!
In the discussion session of the Aawaj Child Group, we began by reviewing the previous meeting and then started a discussion on today’s topic – “Saving”.
At the beginning of the discussion, I asked the children, “What is saving?” Most of them answered, “Saving money and keeping it aside.” I then gently explained to them that saving is not only about money. Saving means carefully using and managing any item or resource in a way that it grows or lasts longer.
When children develop the habit of saving, it helps them not only now, but it also becomes an investment for the future — helping them become self-reliant and financially stable. Saving doesn’t only mean money; it also includes saving time, food, household items, water, electricity, and more. We should learn to save first and spend the remaining amount.
Whatever we save — whether big or small — it brings us closer to prosperity. So, saving is very important in life. The children listened carefully and shared that they understood the concept well.
Then, I asked, “Why should we save? What are the benefits of saving?” And these were their responses:
Benefits of Saving:
- To build a good habit of saving.
- To buy their own stationery materials.
- To purchase their own sports equipment.
- To pay school or tuition fees.
- To be aware of financial education.
- To manage small household expenses or help friends.
The children shared that saving is not just for meeting personal expenses. It is a very important and relevant part of life. Saving is not only for our own needs but also for helping others and doing good for others.
Many successful people in life started saving from a young age. They set goals and worked towards them step by step.
Then, we discussed, “How can children like us save?” Through everyone’s ideas and discussion, we came up with the following points:
How Can We Save:
- Buy a piggy bank at home and start putting in small amounts of money whenever possible.
- Encourage parents to open child saving accounts in banks.
- Use a little less rice, lentils, and spices while cooking – only as much as needed.
- Avoid using fans, taps, TV, etc., unnecessarily.
- Only ask parents for really necessary items.
- Make a daily routine – play, study, rest, go to school, and have fun – all on time.
- Prefer home-cooked meals over store-bought snacks.
Through this discussion, all the children realized that saving is very useful and beneficial for all of us. They promised that from today onwards, they will save more and spend less.
At the end, they expressed the topic in drawings, and we played the “Hot Potato” game to review what we learned. I also gave a short preview of the topic we’ll be discussing next time, and we concluded today’s session.
Warm regards,
Binod Kumar Ram